Developers

Payments should be an API call.

Modern companies should reach financial infrastructure through software. The platform is built around secure, documented REST APIs.

POST /v1/payouts
# Create a local-currency payout
curl https://api.mobipay.ai/v1/payouts \
  -H "Authorization: Bearer $MOBIPAY_KEY" \
  -H "Idempotency-Key: 8f21c4" \
  -d '{
    "source_currency": "SGD",
    "destination_currency": "INR",
    "amount": "48250.00",
    "beneficiary_id": "ben_9f2c41",
    "purpose_code": "SUPPLIER_PAYMENT",
    "reference": "INV-2026-0417"
  }'

# 201  status: "processing"
# webhook: payout.settled

Nine APIs, one contract.

Collections, payouts, virtual accounts, merchant payments, FX, treasury, settlement, reconciliation and transaction status — all behaving the same way.

  • Idempotent writes, so a timeout never becomes a double payment
  • Signed webhooks for status, settlement and reconciliation
  • Structured errors that say what failed and whether to retry
  • Sandbox with simulated collections, payouts and events

Request sandbox access

Getting started

From sandbox to production.

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Tell us where your money needs to go.

We will map your flows to the network and come back with a route, a corridor and a timeline.